Share Trading comparison
Capital.com vs moomoo
Capital.com and moomoo look like trading platforms, but they're fundamentally different products. Capital.com offers only CFDs — you never own the underlying asset. moomoo is a genuine broker that lets you buy and hold real ASX and US shares under your own HIN. That single difference dictates everything else.
Choose
Capital.com
if…
- ›You want to speculate on price movements with leverage and don't need to own the actual shares
- ›You want zero brokerage and zero monthly fees — Capital.com embeds costs in the spread and FX conversion
- ›You want to trade a wide range of global markets (US, UK, EU, HK, JP, DE, FR, AU) from one account
- ›You want a tiny minimum deposit ($20) and multiple deposit options including PayPal and credit card
- ›You want 24/7 customer support and a demo account to practice CFD strategies
Choose
moomoo
if…
- ›You want to buy and hold real ASX and US shares under your own individual HIN (CHESS-sponsored)
- ›You want true fractional US shares, dividend reinvestment (DRP), and auto-invest / DCA with multiple rules
- ›You want a USD-denominated account to avoid repeated FX conversion on US trades (0.003% spread vs 0.7%)
- ›You need Australian tax statements, CGT reports, and Sharesight integration for end-of-year compliance
- ›You want options trading and SMSF / trust account structures
Where they differ
| Fact | Capital.com | moomoo |
|---|---|---|
| Product type | CFDs only — no real share ownership | Real shares (ASX & US) under CHESS sponsorship |
| ASX brokerage | $0 (cost in spread) | $3 or 0.03% (up to $10,000) |
| FX spread (AUD/USD) | 0.7% | 0.003% |
| Minimum initial deposit | $20 | $500 |
| Individual HIN | No (custodian model) | Yes (CHESS-sponsored) |
Verdict
Choose moomoo if you want to own real shares; choose Capital.com if you want leveraged CFD trading with zero commissions.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Capital.com | moomoo |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | — | chess |
| Individual HIN | — | Yes |
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | No | Yes |
| SMSF account | No | Yes |
| Kids / minor account | No | — |
| asset coverage | ||
| ASX shares supported | No | Yes |
| ASX ETFs supported | No | Yes |
| US shares supported | No | Yes |
| US ETFs supported | No | Yes |
| Other markets supported | US, UK, EU, HK, JP, DE, FR, AU | Hong Kong |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | Yes |
| Options trading | No | Yes |
| CFDs supported | Yes | No |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| FX spread (AUD/USD) | 70% | 0.3% |
| FX spread (other currencies) | 70% | 0.3% |
| Holds USD account | No | Yes |
| FX currency switch trick | No | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | Not applicable — Capital.com offers CFDs only, not real shares. There are no corporate-action fees because clients do not hold underlying securities; dividend adjustments on share CFDs are passed through automatically (credited on long positions, debited on short positions) without an explicit fee. | — |
| costs visible | ||
| ASX brokerage minimum | — | $3 |
| ASX brokerage percentage | — | 0.03% |
| ASX brokerage threshold | — | $10,000 |
| ASX free trade conditions | — | No standard free trade conditions on ASX. Promotional sign-up rewards have offered free brokerage for limited periods to new clients. |
| US brokerage minimum | — | US$0.99 |
| US brokerage percentage | — | 0% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $55 |
| identity and trust | ||
| Legal entity name | Capital Com Australia Pty Ltd | Futu Securities (Australia) Ltd |
| AFSL number | 513,393 | 224,663 |
| Year founded | 2,021 | 2,022 |
| Parent / ownership | Capital.com Group (founded by Viktor Prokopenya, backed by VP Capital); ultimate AU operator is Capital Com Australia Pty Ltd, part of the Cyprus-headquartered Capital.com group with multiple regulated entities globally | Futu Holdings Ltd (NASDAQ: FUTU) |
| Country of incorporation | AU | AU |
| Public company status | private | public |
| money movement | ||
| Minimum initial deposit | $20 | $500 |
| Minimum subsequent purchase | $20 | $0 |
| Deposit methods | PayID, bank transfer, debit card, credit card, Apple Pay, PayPal | PayID, Bank transfer (OSKO/NPP) |
| Settlement period | N/A (CFDs are not settled — positions are open contracts marked-to-market continuously) | T+2 ASX; T+1 US |
| Withdrawal time | Within 1 business day for PayID and bank transfer; 3-5 business days for card/Apple Pay/PayPal. 91% of withdrawals processed within 5 minutes. | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | Yes |
| Demo account | Yes | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | Yes | Yes |
| 2FA support | authenticator | sms |
| Customer support channels | phone, email, live chat, WhatsApp | Phone, Live chat, Email, In-app |
| Support hours (AU time) | 24/7 English live chat and email; Melbourne-based phone support during AEST business hours | 24/5 during US trading days; 9:30am-9:30pm AET weekends and holidays |
| Education content | video + courses | video + courses |
| tax and reporting | ||
| Australian tax statement | No | Yes |
| Distribution component breakdown | No | — |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | No | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | No | Yes |
| Auto-invest sophistication | none | multiple |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | Yes | Yes |