Capital.com vs moomoo
Capital.com and moomoo look like trading platforms, but they're fundamentally different products. Capital.com offers only CFDs — you never own the underlying asset. moomoo is a genuine broker that lets you buy and hold real ASX and US shares under your own HIN. That single difference dictates everything else.
- ›You want to speculate on price movements with leverage and don't need to own the actual shares
- ›You want zero brokerage and zero monthly fees — Capital.com embeds costs in the spread and FX conversion
- ›You want to trade a wide range of global markets (US, UK, EU, HK, JP, DE, FR, AU) from one account
- ›You want a tiny minimum deposit ($20) and multiple deposit options including PayPal and credit card
- ›You want 24/7 customer support and a demo account to practice CFD strategies
- ›You want to buy and hold real ASX and US shares under your own individual HIN (CHESS-sponsored)
- ›You want true fractional US shares, dividend reinvestment (DRP), and auto-invest / DCA with multiple rules
- ›You want a USD-denominated account to avoid repeated FX conversion on US trades (0.003% spread vs 0.7%)
- ›You need Australian tax statements, CGT reports, and Sharesight integration for end-of-year compliance
- ›You want options trading and SMSF / trust account structures
Where they differ
| Fact | Capital.com | moomoo |
|---|---|---|
| Product type | CFDs only — no real share ownership | Real shares (ASX & US) under CHESS sponsorship |
| ASX brokerage | $0 (cost in spread) | $3 or 0.03% (up to $10,000) |
| FX spread (AUD/USD) | 0.7% | 0.003% |
| Minimum initial deposit | $20 | $500 |
| Individual HIN | No (custodian model) | Yes (CHESS-sponsored) |
Choose moomoo if you want to own real shares; choose Capital.com if you want leveraged CFD trading with zero commissions.
Common questions
How do Capital.com and moomoo compare on product type?
Capital.com: CFDs only — no real share ownership. moomoo: Real shares (ASX & US) under CHESS sponsorship.
How do Capital.com and moomoo compare on asx brokerage?
Capital.com: $0 (cost in spread). moomoo: $3 or 0.03% (up to $10,000).
How do Capital.com and moomoo compare on fx spread (aud/usd)?
Capital.com: 0.7%. moomoo: 0.003%.
When is Capital.com the better choice over moomoo?
Pick Capital.com if you want to speculate on price movements with leverage and don't need to own the actual shares; you want zero brokerage and zero monthly fees — Capital.com embeds costs in the spread and FX conversion; you want to trade a wide range of global markets (US, UK, EU, HK, JP, DE, FR, AU) from one account; or you want a tiny minimum deposit ($20) and multiple deposit options including PayPal and credit card.
When is moomoo the better choice over Capital.com?
Pick moomoo if you want to buy and hold real ASX and US shares under your own individual HIN (CHESS-sponsored); you want true fractional US shares, dividend reinvestment (DRP), and auto-invest / DCA with multiple rules; you want a USD-denominated account to avoid repeated FX conversion on US trades (0.003% spread vs 0.7%); or you need Australian tax statements, CGT reports, and Sharesight integration for end-of-year compliance.
Capital.com or moomoo — what's the verdict?
Choose moomoo if you want to own real shares; choose Capital.com if you want leveraged CFD trading with zero commissions.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Capital.com | moomoo |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | — | chess |
| Individual HIN | — | Yes |
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | No | Yes |
| SMSF account | No | Yes |
| Kids / minor account | No | — |
| asset coverage | ||
| ASX shares supported | No | Yes |
| ASX ETFs supported | No | Yes |
| US shares supported | No | Yes |
| US ETFs supported | No | Yes |
| Other markets supported | US, UK, EU, HK, JP, DE, FR, AU | Hong Kong |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | Yes |
| Options trading | No | Yes |
| CFDs supported | Yes | No |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| FX spread (AUD/USD) | 70% | 0.3% |
| FX spread (other currencies) | 70% | 0.3% |
| Holds USD account | No | Yes |
| FX currency switch trick | No | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | Not applicable — Capital.com offers CFDs only, not real shares. There are no corporate-action fees because clients do not hold underlying securities; dividend adjustments on share CFDs are passed through automatically (credited on long positions, debited on short positions) without an explicit fee. | — |
| costs visible | ||
| ASX brokerage minimum | — | $3 |
| ASX brokerage percentage | — | 0.03% |
| ASX brokerage threshold | — | $10,000 |
| ASX free trade conditions | — | No standard free trade conditions on ASX. Promotional sign-up rewards have offered free brokerage for limited periods to new clients. |
| US brokerage minimum | — | US$0.99 |
| US brokerage percentage | — | 0% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $55 |
| identity and trust | ||
| Legal entity name | Capital Com Australia Pty Ltd | Futu Securities (Australia) Ltd |
| AFSL number | 513,393 | 224,663 |
| Year founded | 2,021 | 2,022 |
| Parent / ownership | Capital.com Group (founded by Viktor Prokopenya, backed by VP Capital); ultimate AU operator is Capital Com Australia Pty Ltd, part of the Cyprus-headquartered Capital.com group with multiple regulated entities globally | Futu Holdings Ltd (NASDAQ: FUTU) |
| Country of incorporation | AU | AU |
| Public company status | private | public |
| money movement | ||
| Minimum initial deposit | $20 | $500 |
| Minimum subsequent purchase | $20 | $0 |
| Deposit methods | PayID, bank transfer, debit card, credit card, Apple Pay, PayPal | PayID, Bank transfer (OSKO/NPP) |
| Settlement period | N/A (CFDs are not settled — positions are open contracts marked-to-market continuously) | T+2 ASX; T+1 US |
| Withdrawal time | Within 1 business day for PayID and bank transfer; 3-5 business days for card/Apple Pay/PayPal. 91% of withdrawals processed within 5 minutes. | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | Yes |
| Demo account | Yes | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | Yes | Yes |
| 2FA support | authenticator | sms |
| Customer support channels | phone, email, live chat, WhatsApp | Phone, Live chat, Email, In-app |
| Support hours (AU time) | 24/7 English live chat and email; Melbourne-based phone support during AEST business hours | 24/5 during US trading days; 9:30am-9:30pm AET weekends and holidays |
| Education content | video + courses | video + courses |
| tax and reporting | ||
| Australian tax statement | No | Yes |
| Distribution component breakdown | No | — |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | No | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | No | Yes |
| Auto-invest sophistication | none | multiple |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | Yes | Yes |