Share Trading comparison
Capital.com vs Tiger Brokers
Capital.com and Tiger Brokers look like trading platforms, but they're fundamentally different products. Capital.com only offers CFDs — you never own the underlying asset. Tiger Brokers is a genuine broker that lets you buy real ASX and US shares under your own HIN. That single distinction drives every practical difference between them.
Choose
Capital.com
if…
- ›You want to speculate on price movements with leverage and don't need to own the underlying shares
- ›You're comfortable with CFDs and the embedded spread-and-funding cost model instead of commission-based brokerage
- ›You want to start trading with as little as $20 and use deposit methods like PayPal or Apple Pay
- ›You trade international markets (US, UK, EU, HK, Japan) from one account without needing separate currency accounts
- ›You want 24/7 customer support and a demo account to practise strategies risk-free
Choose
Tiger Brokers
if…
- ›You want to own real ASX and US shares under your own HIN with CHESS sponsorship
- ›You trade options or want access to IPO allocations
- ›You need a tax statement, CGT report or Sharesight integration for end-of-year reporting
- ›You want fractional US shares, dividend reinvestment and auto-invest for dollar-cost averaging
- ›You prefer paying transparent brokerage ($3 ASX / $2 US) rather than an embedded FX spread and overnight funding costs
Where they differ
| Fact | Capital.com | Tiger Brokers |
|---|---|---|
| Asset type | CFDs only — no real share ownership | Real ASX and US shares, ETFs and options |
| CHESS / HIN | Custodian model — no individual HIN | CHESS-sponsored — individual HIN available |
| ASX brokerage | $0 (cost embedded in spread + 0.7% FX) | $3 or 0.03% (whichever is lower) |
| FX spread (AUD/USD) | 0.7% | 0.0055% |
| Minimum deposit | $20 | $500 |
Verdict
If you want to own real shares, choose Tiger Brokers. If you want leveraged CFD speculation, choose Capital.com.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Capital.com | Tiger Brokers |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | — | chess |
| Individual HIN | — | Yes |
| Individual account | Yes | Yes |
| Joint account | No | Yes |
| Company account | Yes | Yes |
| Trust account | No | Yes |
| SMSF account | No | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | Yes |
| ASX ETFs supported | No | Yes |
| US shares supported | No | Yes |
| US ETFs supported | No | Yes |
| Other markets supported | US, UK, EU, HK, JP, DE, FR, AU | Hong Kong, China A-shares |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | Yes |
| Options trading | No | Yes |
| CFDs supported | Yes | No |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | Yes |
| costs hidden | ||
| FX spread (AUD/USD) | 70% | 0.55% |
| FX spread (other currencies) | 70% | — |
| Holds USD account | No | Yes |
| FX currency switch trick | No | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | Not applicable — Capital.com offers CFDs only, not real shares. There are no corporate-action fees because clients do not hold underlying securities; dividend adjustments on share CFDs are passed through automatically (credited on long positions, debited on short positions) without an explicit fee. | — |
| costs visible | ||
| ASX brokerage minimum | — | $3 |
| ASX brokerage percentage | — | 0.03% |
| ASX brokerage threshold | — | $10,000 |
| ASX free trade conditions | — | New clients receive zero-brokerage on up to 4 trades per month on ASX/US stocks, ETFs or options (minimum brokerage waived; third-party fees still apply). |
| US brokerage minimum | — | US$2 |
| US brokerage percentage | — | 0.01% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $50 |
| identity and trust | ||
| Legal entity name | Capital Com Australia Pty Ltd | Tiger Brokers (AU) Pty Limited |
| AFSL number | 513,393 | 300,767 |
| Year founded | 2,021 | 2,020 |
| Parent / ownership | Capital.com Group (founded by Viktor Prokopenya, backed by VP Capital); ultimate AU operator is Capital Com Australia Pty Ltd, part of the Cyprus-headquartered Capital.com group with multiple regulated entities globally | UP Fintech Holding Limited (NASDAQ: TIGR) |
| Country of incorporation | AU | AU |
| Public company status | private | public |
| money movement | ||
| Minimum initial deposit | $20 | $500 |
| Minimum subsequent purchase | $20 | $0 |
| Deposit methods | PayID, bank transfer, debit card, credit card, Apple Pay, PayPal | PayID, PayTo, Bank transfer (direct credit) |
| Settlement period | N/A (CFDs are not settled — positions are open contracts marked-to-market continuously) | T+2 (ASX), T+1 (US) |
| Withdrawal time | Within 1 business day for PayID and bank transfer; 3-5 business days for card/Apple Pay/PayPal. 91% of withdrawals processed within 5 minutes. | 1-2 business days (Tiger review) plus bank processing; can arrive same day |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | Yes |
| Demo account | Yes | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | Yes | — |
| 2FA support | authenticator | authenticator app |
| Customer support channels | phone, email, live chat, WhatsApp | phone, email, live chat, in-app |
| Support hours (AU time) | 24/7 English live chat and email; Melbourne-based phone support during AEST business hours | Phone: 9am-5pm weekdays (AET). Live chat: 9am-8:30pm weekdays. Email: ongoing. |
| Education content | video + courses | structured courses |
| tax and reporting | ||
| Australian tax statement | No | Yes |
| Distribution component breakdown | No | — |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | No | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | No | Yes |
| Auto-invest sophistication | none | single asset |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | Yes | Yes |