Crypto Exchange comparison
Crypto.com vs eToro
Crypto.com is a pure crypto exchange, while eToro is a multi-asset platform that lets you trade crypto alongside real ASX and US shares, ETFs, and CFDs. The biggest practical difference: eToro gives you access to traditional stock markets under one login, whereas Crypto.com is crypto-only. That makes the choice largely about whether you want shares or just digital assets.
Choose
Crypto.com
if…
- ›You want zero-fee AUD deposits and withdrawals — Crypto.com has no deposit minimum and no withdrawal fee, with near-instant PayID/NPP access
- ›You plan to trade exclusively crypto and want a dedicated exchange with 24/7 live chat support and phone support for cardholders
- ›You want to start with any amount — there's no minimum initial deposit and subsequent purchases can be as low as $1
- ›You prefer a desktop trading interface alongside mobile apps, with free real-time market data and research reports included
Choose
eToro
if…
- ›You want to trade crypto alongside real ASX shares, US stocks, and ETFs in a single account — eToro supports all of these with zero commission on non-leveraged buys
- ›You need an Australian tax statement and CGT calculator/report to simplify your end-of-year obligations
- ›You want fractional shares on both ASX and US stocks, plus the ability to trade 15 international markets beyond Australia and the US
- ›You value a demo account to practice trading before committing real money, or you need trust, SMSF, and company account structures
Where they differ
| Fact | Crypto.com | eToro |
|---|---|---|
| Asset range | Crypto only | Crypto + ASX shares, US shares, ETFs, CFDs, 15 international markets |
| CHESS sponsorship | N/A (crypto only) | Custodian model — shares held in a managed investment scheme, not in your name |
| Minimum initial deposit | $0 | $50 AUD |
| Tax & CGT tools | No Australian tax statement or CGT report | Australian tax statement and CGT calculator/report provided |
| Inactivity fee | $0 | $10 AUD after inactivity |
Verdict
Pick Crypto.com for pure crypto trading with no minimums; pick eToro if you want shares, ETFs, and crypto under one roof.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Crypto.com | eToro |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | — | custodian |
| Individual HIN | — | No |
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | — | Yes |
| SMSF account | — | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | Yes |
| ASX ETFs supported | No | Yes |
| US shares supported | No | Yes |
| US ETFs supported | No | Yes |
| Other markets supported | United States, United Kingdom, Germany, France, Hong Kong, Italy, Spain, Netherlands, Sweden, Belgium, Denmark, Norway, Finland, Switzerland, Portugal | |
| Fractional shares (ASX) | No | Yes |
| Fractional shares (US) | No | Yes |
| Options trading | No | No |
| CFDs supported | No | Yes |
| Crypto trading | Yes | Yes |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| FX spread (AUD/USD) | — | 0.75% |
| Holds USD account | — | Yes |
| FX currency switch trick | — | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | — | eToro passes through cash dividends from non-leveraged real positions (debit/credit to wallet). It does not facilitate participation in rights issues, share purchase plans (SPPs), DRPs or shareholder votes because shares are held in a managed investment scheme by the custodian, not in the user's name. No explicit fee, but corporate action access is materially restricted. |
| costs visible | ||
| ASX brokerage minimum | — | $0 |
| ASX brokerage percentage | — | 0% |
| ASX free trade conditions | — | Zero commission applies to all non-leveraged (real) ASX share and ETF purchases. Leveraged / short positions are executed as CFDs and incur 0.15% open/close spread plus overnight financing. |
| US brokerage minimum | — | US$0 |
| US brokerage percentage | — | 0% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | — | $10 |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | Foris DAX AU Pty Ltd | eToro AUS Capital Limited |
| AFSL number | 467,462 | 491,139 |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,016 | 2,017 |
| Parent / ownership | Foris DAX MT (Malta) Limited (ultimate parent of the Foris DAX / Crypto.com group); Australian entities Foris DAX AU Pty Ltd and Foris GFS Australia Pty Ltd | eToro Group Ltd (NASDAQ: ETOR) — listed 14 May 2025; originally founded in Israel by Yoni and Ronen Assia. eToro AUS Capital Limited is a wholly-owned Australian subsidiary. |
| Country of incorporation | AU | Australia |
| Public company status | private | public |
| money movement | ||
| Minimum initial deposit | $0 | $50 |
| Minimum subsequent purchase | $1 | $50 |
| Deposit methods | PayID, Bank transfer (NPP), Debit card, Credit card, Apple Pay, Google Pay, Crypto deposit | Bank transfer, Debit card, Credit card, PayPal, Skrill, Neteller, POLi, Online banking |
| Settlement period | — | T+2 ASX, T+1 US (settlement managed by the eToro Service custodian; user funds reflect immediately in eToro wallet) |
| Withdrawal time | Typically near-instant via PayID/NPP; up to 1-2 business days for standard bank transfer | 1-2 business days for eToro processing; total 2-10 business days end-to-end depending on payment method (bank transfer longer than card) |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | No |
| Demo account | No | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | Yes | No |
| 2FA support | authenticator | SMS + authenticator app |
| Customer support channels | Live chat (24/7 in-app & web), Email, Phone (cardholders only), Help centre, Social media | Live chat (Club members only), Email / web ticket, Help centre |
| Support hours (AU time) | 24/7 | — |
| Education content | video + courses | video + courses |
| tax and reporting | ||
| Australian tax statement | No | Yes |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | Yes | No |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| DRP (dividend reinvestment) | — | No |
| After-hours / overnight trading | Yes | No |