Robo Advisor comparison
Spaceship Voyager vs Stockspot
The biggest practical difference between Spaceship Voyager and Stockspot comes down to what you can invest in. Spaceship gives you US shares and ETFs (with fractional shares) plus its own managed fund portfolios, while Stockspot is purely an ASX ETF-based robo-adviser. They also differ on fees: Spaceship charges $3/month, Stockspot charges $1/month — but Stockspot requires a $1,000 minimum to start.
Choose
Spaceship Voyager
if…
- ›You want exposure to US stocks and ETFs, including fractional shares — Spaceship is the only robo here that offers them.
- ›You want to start investing with zero minimum deposit and zero minimum for subsequent buys.
- ›You're comfortable with a custodian model (your holdings are held in Spaceship's name, not CHESS-sponsored).
- ›You prefer a managed fund structure where corporate actions and rebalancing are handled inside the fund.
- ›You want a lower monthly fee floor — $3/month versus Stockspot's $1/month, but with no minimum balance requirements.
Choose
Stockspot
if…
- ›You want CHESS-sponsored ownership of your ASX ETFs, meaning the shares are held in your own HIN.
- ›You need a broader range of account types — Stockspot supports joint, company, trust, SMSF and kids accounts; Spaceship only offers individual accounts.
- ›You're investing a lump sum of $1,000 or more and want the lowest possible monthly fee ($1/month).
- ›You want automatic dividend reinvestment (DRP) on your ETF holdings.
- ›You prefer an independent, Australian-owned provider rather than a subsidiary of a global trading platform (eToro).
Where they differ
| Fact | Spaceship Voyager | Stockspot |
|---|---|---|
| Minimum initial deposit | $0 | $1,000 |
| Monthly platform fee | $3/month | $1/month |
| CHESS sponsorship | Custodian model (not CHESS) | CHESS-sponsored |
| US shares & ETFs | Yes (including fractional shares) | No |
| Account types | Individual only | Individual, joint, company, trust, SMSF, kids |
Verdict
Pick Spaceship for US stocks and zero-minimum entry; pick Stockspot for CHESS-sponsored ASX ETFs and broader account types.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Spaceship Voyager | Stockspot |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | custodian | chess |
| Individual account | Yes | Yes |
| Joint account | No | Yes |
| Company account | No | Yes |
| Trust account | No | Yes |
| SMSF account | No | Yes |
| Kids / minor account | No | Yes |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | No | Yes |
| US shares supported | Yes | No |
| US ETFs supported | Yes | No |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | — |
| Options trading | No | No |
| CFDs supported | No | No |
| Managed funds | Yes | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.7% | — |
| Holds USD account | No | No |
| FX currency switch trick | No | — |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | — |
| Phone trade surcharge | $0 | — |
| Corporate action fees | Voyager: managed fund structure means corporate actions are handled inside the fund — no investor-level corporate action fees. US Investing: voting and mandatory corporate actions including dividends are free; Voluntary Corporate Actions (VCA) fee of US$100 per action processed. | Corporate actions (DRP, dividends, distributions) are handled automatically and included in the management fee. No separate corporate action fees disclosed. |
| costs visible | ||
| ASX brokerage minimum | $0 | $0 |
| ASX brokerage percentage | 0% | — |
| ASX free trade conditions | No brokerage applies to Voyager portfolios; investments are made via unit-trust managed funds with no transactional fees, regardless of order size. | No brokerage charged at all - all trades (rebalancing, buys, sells) included in the all-inclusive monthly management fee. |
| US brokerage minimum | US$0 | — |
| US brokerage percentage | 0% | — |
| Monthly platform fee | $3/month | $1/month |
| Annual platform fee | $36/year | $12/year |
| Inactivity fee | $0 | — |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | $0 | — |
| identity and trust | ||
| Legal entity name | Spaceship Capital Limited | Stockspot Pty Ltd |
| AFSL number | 501,605 | 536,082 |
| Year founded | 2,017 | 2,014 |
| Parent / ownership | eToro Group Limited (acquired Spaceship 2024, fully owned subsidiary) | Independent / privately held (founder Chris Brycki; shares common major shareholder with Global X Australia) |
| Country of incorporation | AU | AU |
| Public company status | public | private |
| money movement | ||
| Minimum initial deposit | $0 | $1,000 |
| Minimum subsequent purchase | $0 | $500 |
| Deposit methods | Direct debit, PayTo | Bank transfer (EFT), BPAY, Direct debit (recurring) |
| Settlement period | Voyager: T+1/T+2 unit pricing (managed fund). US Investing: T+1 (US standard). | T+2 (ASX standard) |
| Withdrawal time | 1-2 business days from redemption request to funds in available money balance; additional bank transfer time to external account. | Typically 2-5 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | No |
| Demo account | No | No |
| Free real-time market data | No | — |
| Free research reports | No | No |
| 2FA support | SMS + PIN | authenticator-app |
| Customer support channels | Email, Phone, Live chat, In-app chat | phone, email |
| Support hours (AU time) | Monday to Friday 8:30am - 5:30pm Sydney time (business days only) | Monday-Friday 9am-5pm AEST |
| Education content | basic articles | structured-articles |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| Distribution component breakdown | Yes | Yes |
| CGT calculator / report | Yes | Yes |
| Sharesight / Navexa integration | No | No |
| trading mechanics | ||
| Market orders | Yes | — |
| Limit orders | — | No |
| Stop loss orders | No | No |
| Conditional orders | No | — |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | weighted | weighted-rebalancing |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | No | No |