Share Trading comparison
Stake vs Totality Wealth
Stake is the low-cost, mobile-first option for ASX and US trading with a flat $3 brokerage and a clean app experience. Totality Wealth is the more sophisticated platform, offering multi-market access to 18 countries, options and CFD trading, and a demo account — but it charges a higher percentage-based brokerage and a $50 transfer-out fee.
Choose
Stake
if…
- ›You want rock-bottom ASX brokerage — $3 flat up to $30,000 vs Totality's 0.08% (which hits $3 at just $3,750)
- ›You trade US stocks and want fractional shares — Stake offers them, Totality doesn't
- ›You want a simple, app-only experience with no desktop software required
- ›You plan to transfer holdings in and want zero off-market transfer fees — Stake charges $0 vs Totality's $50
- ›You want free real-time market data without paying extra
Choose
Totality Wealth
if…
- ›You trade international markets beyond the US — Totality covers 18 countries including UK, Japan, Hong Kong and Europe
- ›You need options trading or CFDs — Totality offers both; Stake doesn't
- ›You want a demo account to practice before committing real money
- ›You want dividend reinvestment (DRP) — Totality supports it, Stake doesn't
- ›You need conditional orders (e.g. trailing stops) — Totality has them, Stake doesn't
Where they differ
| Fact | Stake | Totality Wealth |
|---|---|---|
| ASX brokerage structure | $3 flat up to $30,000, then 0.01% | 0.08% (minimum $3) — hits $3 at $3,750 |
| US fractional shares | Yes | No |
| Markets available | Australia and US only | 18 countries including US, UK, Japan, Hong Kong, Europe |
| Off-market transfer fee | $0 | $50 |
| Demo account | No | Yes |
Verdict
Choose Stake for cheap, simple AU/US trading; pick Totality if you need global markets, options, or a demo account.
Cost calculator
What would Stake vs Totality Wealth actually cost you?
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All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Stake | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | mixed | mixed |
| Individual HIN | Yes | Yes |
| Individual account | Yes | Yes |
| Joint account | No | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | United States | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | No | Yes |
| CFDs supported | No | Yes |
| Managed funds | No | No |
| Bonds supported | Yes | Yes |
| IPO access | — | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.55% | 0.45% |
| FX spread (other currencies) | — | 0.45% |
| Holds USD account | Yes | Yes |
| FX currency switch trick | Yes | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | Corporate actions (dividends, SPPs, rights issues, takeovers) are passed through where mandatory; Stake does not provide a DRP — investors must elect DRP directly with each company's share registry. No published per-event fee. | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $3 | $3 |
| ASX brokerage percentage | 0.01% | 0.08% |
| ASX brokerage threshold | $30,000 | $3,750 |
| ASX free trade conditions | No free-trade promotion ordinarily offered; brokerage waived for 12 months on transferred ASX holdings worth A$1,000+ | — |
| US brokerage minimum | US$3 | US$1 |
| US brokerage percentage | 0.01% | 0.08% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | $0 | $50 |
| identity and trust | ||
| Legal entity name | Stakeshop Pty Ltd | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 548,196 | 280,372 |
| Year founded | 2,017 | 2,012 |
| Parent / ownership | Privately held (Stakeshop AFSL Pty Ltd group); investors include AGL Energy's former CEO and various private investors | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $500 | $0 |
| Minimum subsequent purchase | $20 | $0 |
| Deposit methods | Bank transfer (Osko/PayID), Apple Pay, Google Pay, Debit card, Credit card | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | T+2 for ASX; T+1 for US | T+2 ASX, T+1 US |
| Withdrawal time | 1-2 business days for AUD (Stake AUS); 2-3 US business days for USD (Stake Wall St) | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | Yes |
| Demo account | No | Yes |
| Free real-time market data | Yes | No |
| Free research reports | Yes | Yes |
| 2FA support | authenticator app | app |
| Customer support channels | Email, In-app chat, Help centre | phone, email, live_chat |
| Support hours (AU time) | Business hours AEST/AEDT (approximately Mon-Fri); chat/email response varies | Mon-Fri 08:30-17:30 Sydney time |
| Education content | structured courses | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | No | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | No | Yes |
| Auto-invest / DCA | No | No |
| Auto-invest sophistication | none | none |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | Yes | No |