Crypto Exchange comparison
Coinbase vs Crypto.com
Coinbase and Crypto.com are both full-service crypto exchanges available to Australian investors, but the biggest practical difference comes down to fees and ecosystem. Coinbase is a publicly listed US giant with a simpler fee structure and a built-in CGT report — handy at tax time. Crypto.com, on the other hand, is privately held and leans heavily into its own crypto rewards ecosystem, with a lower minimum purchase and support for credit cards and Apple Pay.
Choose
Coinbase
if…
- ›You want a built-in CGT calculator or report to simplify Australian tax reporting — Crypto.com doesn't offer one.
- ›You prefer a publicly listed, US-regulated parent company (Coinbase Global, NASDAQ: COIN) for added transparency.
- ›You want phone support as a standard option — Crypto.com only offers phone support to cardholders.
- ›You value a higher minimum purchase threshold of $2 AUD (still low) but with a more established brand that's been around since 2012.
Choose
Crypto.com
if…
- ›You want the lowest possible minimum purchase — Crypto.com lets you buy crypto from just $1 AUD.
- ›You want to fund your account via credit card, Apple Pay, or Google Pay — Coinbase only supports debit cards and bank transfers.
- ›You want a desktop web platform in addition to mobile apps — Coinbase is mobile-only.
- ›You want access to free research reports within the platform — Coinbase doesn't offer them.
- ›You're interested in the Crypto.com rewards ecosystem (cashback cards, staking perks) that goes beyond simple trading.
Where they differ
| Fact | Coinbase | Crypto.com |
|---|---|---|
| Year founded | 2012 | 2016 |
| Public company status | Public (NASDAQ: COIN) | Private |
| Minimum subsequent purchase | $2 AUD | $1 AUD |
| CGT calculator / report | Yes | No |
| Desktop platform | No | Yes |
Verdict
Choose Coinbase for simpler fees and tax help; choose Crypto.com for lower minimums, more payment options, and a desktop platform.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Coinbase | Crypto.com |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | Yes | — |
| SMSF account | Yes | — |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | No | No |
| US shares supported | No | No |
| US ETFs supported | No | No |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | No |
| Options trading | No | No |
| CFDs supported | No | No |
| Crypto trading | Yes | Yes |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| Monthly platform fee | — | $0/month |
| Annual platform fee | — | $0/year |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | Coinbase Australia Pty Ltd | Foris DAX AU Pty Ltd |
| AFSL number | 569,752 | 467,462 |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,012 | 2,016 |
| Parent / ownership | Coinbase Global, Inc. (NASDAQ: COIN) | Foris DAX MT (Malta) Limited (ultimate parent of the Foris DAX / Crypto.com group); Australian entities Foris DAX AU Pty Ltd and Foris GFS Australia Pty Ltd |
| Country of incorporation | AU | AU |
| Public company status | public | private |
| money movement | ||
| Minimum initial deposit | $0 | $0 |
| Minimum subsequent purchase | $2 | $1 |
| Deposit methods | PayID, Osko, Domestic bank transfer (BSB/Account), Debit card | PayID, Bank transfer (NPP), Debit card, Credit card, Apple Pay, Google Pay, Crypto deposit |
| Withdrawal time | Same day to 1 business day (PayID/Osko typically within minutes; first withdrawal may take longer for security checks) | Typically near-instant via PayID/NPP; up to 1-2 business days for standard bank transfer |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | Yes |
| Demo account | No | No |
| Free real-time market data | Yes | Yes |
| Free research reports | No | Yes |
| 2FA support | authenticator | authenticator |
| Customer support channels | Live chat (24/7), Phone support, Email, Help Centre | Live chat (24/7 in-app & web), Email, Phone (cardholders only), Help centre, Social media |
| Support hours (AU time) | 24/7 (live chat and phone) | 24/7 |
| Education content | video + courses | video + courses |
| tax and reporting | ||
| Australian tax statement | No | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |