Crypto Exchange comparison
CoinJar vs Cointree
CoinJar and Cointree are both Australian crypto exchanges founded in 2013, but they serve different trading styles. CoinJar offers more deposit methods (including PayPal and Apple Pay) and a wider range of account types, while Cointree pulls ahead with proper stop-loss and conditional orders, plus a built-in CGT calculator — features serious crypto traders actually use.
Choose
CoinJar
if…
- ›You want the widest range of deposit options including PayPal, Apple Pay, Google Pay and debit/credit cards
- ›You need a company, trust or SMSF account alongside your personal account
- ›You prefer extended customer support hours covering both AU and UK trading days
- ›You want Sharesight/Navexa integration for portfolio tracking
- ›You want zero-fee AUD withdrawals with no minimum deposit requirement
Choose
Cointree
if…
- ›You need stop-loss and conditional orders to manage risk on volatile crypto positions
- ›You want a built-in CGT calculator to simplify your Australian tax reporting
- ›You prefer phone and live chat support over email-only help
- ›You want to deposit cash via convenience stores for privacy or convenience
- ›You're a smaller investor who appreciates the low $25 minimum initial deposit
Where they differ
| Fact | CoinJar | Cointree |
|---|---|---|
| Stop-loss & conditional orders | Not supported | Supported (stop-loss + conditional orders) |
| CGT calculator | Not available | Built-in CGT calculator |
| Deposit methods | PayID, Osko, bank transfer, debit/credit card, Apple Pay, Google Pay, PayPal | PayID, Osko, crypto deposit, cash via convenience stores |
| Customer support channels | Email and help desk ticket only | Phone, live chat, email and help centre |
| Minimum initial deposit | Not disclosed | $25 AUD |
Verdict
Pick CoinJar for flexible deposits and account types; pick Cointree for proper trading tools and tax help.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | CoinJar | Cointree |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | No | — |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | — |
| ASX ETFs supported | No | — |
| US shares supported | No | — |
| US ETFs supported | No | — |
| Other markets supported | — | |
| Fractional shares (ASX) | No | — |
| Fractional shares (US) | No | — |
| Options trading | No | — |
| CFDs supported | No | — |
| Crypto trading | Yes | Yes |
| Managed funds | No | — |
| Bonds supported | No | — |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | — | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| ASX brokerage percentage | 1% | — |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | CoinJar Australia Pty Ltd | Cointree Pty Ltd |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,013 | 2,013 |
| Parent / ownership | Privately held; backed by Blackbird Ventures, Digital Currency Group (DCG), Boost VC, Possible Ventures (founders Asher Tan and Ryan Zhou retain operational control) | Privately owned; founded by Shane Stevenson, led by CEO Jess Renden. Strategic minority investment from Indicia Labs Inc. (Silicon Valley) in 2020. |
| Country of incorporation | Australia | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | — | $25 |
| Minimum subsequent purchase | — | $0 |
| Deposit methods | PayID, Osko / NPP bank transfer, Standard bank transfer (direct credit), Debit / Credit Card (Visa, Mastercard), Apple Pay, Google Pay, PayPal | PayID, Osko bank transfer, Cryptocurrency deposit, Cash via convenience stores |
| Withdrawal time | PayID withdrawals to participating banks typically arrive within minutes; standard bank transfers (non-PayID) take 1-3 business days. Withdrawals submitted before the daily cut-off process same day, otherwise next business day. | Same business day (typically within hours) via Osko/NPP |
| platform ux | ||
| iOS app | Yes | — |
| Android app | Yes | — |
| Desktop platform | No | No |
| Demo account | No | No |
| Free real-time market data | Yes | Yes |
| Free research reports | No | No |
| 2FA support | authenticator_app | authenticator |
| Customer support channels | email, help desk ticket / support portal | phone, live chat, email, help centre |
| Support hours (AU time) | Mon-Fri, 9am-3am AET (extended hours covering AU and UK trading days) | Phone and live chat: Mon-Fri 10am-2pm AEST/AEDT; email/help centre 24/7 |
| Education content | structured_articles | structured courses |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| Distribution component breakdown | No | — |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | No | Yes |
| Conditional orders | No | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |