Cointree vs Crypto.com
Cointree and Crypto.com both let you buy and sell crypto in Australia, but they serve very different crowds. Cointree is a homegrown Aussie exchange built for serious investors who want tax reports and SMSF accounts. Crypto.com is a global powerhouse that throws in a prepaid Visa card, 24/7 support, and a much wider range of deposit methods — but it won't generate an Australian tax statement for you.
- ›You want an Australian tax statement and CGT calculator built into the platform — Cointree provides both, Crypto.com doesn't
- ›You need an SMSF or trust account for your crypto investing — Cointree supports all three (individual, company, trust, SMSF)
- ›You prefer a local team with phone and live chat during Australian business hours
- ›You want to integrate with Sharesight or Navexa for portfolio tracking — Cointree supports both integrations
- ›You want to fund your account with a credit card, debit card, Apple Pay or Google Pay — Crypto.com accepts all of them
- ›You need 24/7 customer support via live chat, not just a few hours a day
- ›You want free research reports and a desktop trading platform alongside the mobile apps
- ›You're happy to start with no minimum deposit and buy as little as $1 of crypto at a time
Where they differ
| Fact | Cointree | Crypto.com |
|---|---|---|
| Australian tax statement | Yes | No |
| Minimum initial deposit | $25 | $0 |
| Deposit methods | PayID, Osko, crypto, cash via convenience stores | PayID, NPP bank transfer, debit/credit card, Apple Pay, Google Pay, crypto |
| Customer support hours | Phone/live chat Mon-Fri 10am-2pm AEST; email 24/7 | 24/7 live chat and email |
| Account types | Individual, company, trust, SMSF | Individual, company |
Choose Cointree for tax-ready Aussie crypto investing with SMSF support; pick Crypto.com for flexible funding, 24/7 support, and the Visa card ecosystem.
Common questions
How do Cointree and Crypto.com compare on australian tax statement?
Cointree: Yes. Crypto.com: No. Cointree generates an ATO-ready tax report; Crypto.com leaves that to you.
How do Cointree and Crypto.com compare on minimum initial deposit?
Cointree: $25. Crypto.com: $0. Crypto.com has no barrier to entry; Cointree requires $25 to start.
How do Cointree and Crypto.com compare on deposit methods?
Cointree: PayID, Osko, crypto, cash via convenience stores. Crypto.com: PayID, NPP bank transfer, debit/credit card, Apple Pay, Google Pay, crypto. Crypto.com offers far more ways to get money in, including cards and digital wallets.
When is Cointree the better choice over Crypto.com?
Pick Cointree if you want an Australian tax statement and CGT calculator built into the platform — Cointree provides both, Crypto.com doesn't; you need an SMSF or trust account for your crypto investing — Cointree supports all three (individual, company, trust, SMSF); you prefer a local team with phone and live chat during Australian business hours; or you want to integrate with Sharesight or Navexa for portfolio tracking — Cointree supports both integrations.
When is Crypto.com the better choice over Cointree?
Pick Crypto.com if you want to fund your account with a credit card, debit card, Apple Pay or Google Pay — Crypto.com accepts all of them; you need 24/7 customer support via live chat, not just a few hours a day; you want free research reports and a desktop trading platform alongside the mobile apps; or you're happy to start with no minimum deposit and buy as little as $1 of crypto at a time.
Cointree or Crypto.com — what's the verdict?
Choose Cointree for tax-ready Aussie crypto investing with SMSF support; pick Crypto.com for flexible funding, 24/7 support, and the Visa card ecosystem.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Cointree | Crypto.com |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | — | No |
| Company account | Yes | Yes |
| Trust account | Yes | — |
| SMSF account | Yes | — |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | — | No |
| ASX ETFs supported | — | No |
| US shares supported | — | No |
| US ETFs supported | — | No |
| Other markets supported | — | |
| Fractional shares (ASX) | — | No |
| Fractional shares (US) | — | No |
| Options trading | — | No |
| CFDs supported | — | No |
| Crypto trading | Yes | Yes |
| Managed funds | — | No |
| Bonds supported | — | No |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | — |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | Cointree Pty Ltd | Foris DAX AU Pty Ltd |
| AFSL number | — | 467,462 |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,013 | 2,016 |
| Parent / ownership | Privately owned; founded by Shane Stevenson, led by CEO Jess Renden. Strategic minority investment from Indicia Labs Inc. (Silicon Valley) in 2020. | Foris DAX MT (Malta) Limited (ultimate parent of the Foris DAX / Crypto.com group); Australian entities Foris DAX AU Pty Ltd and Foris GFS Australia Pty Ltd |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $25 | $0 |
| Minimum subsequent purchase | $0 | $1 |
| Deposit methods | PayID, Osko bank transfer, Cryptocurrency deposit, Cash via convenience stores | PayID, Bank transfer (NPP), Debit card, Credit card, Apple Pay, Google Pay, Crypto deposit |
| Withdrawal time | Same business day (typically within hours) via Osko/NPP | Typically near-instant via PayID/NPP; up to 1-2 business days for standard bank transfer |
| platform ux | ||
| iOS app | — | Yes |
| Android app | — | Yes |
| Desktop platform | No | Yes |
| Demo account | No | No |
| Free real-time market data | Yes | Yes |
| Free research reports | No | Yes |
| 2FA support | authenticator | authenticator |
| Customer support channels | phone, live chat, email, help centre | Live chat (24/7 in-app & web), Email, Phone (cardholders only), Help centre, Social media |
| Support hours (AU time) | Phone and live chat: Mon-Fri 10am-2pm AEST/AEDT; email/help centre 24/7 | 24/7 |
| Education content | structured courses | video + courses |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |