Crypto.com vs Swyftx
Both Crypto.com and Swyftx let you trade crypto with zero monthly fees and low minimums, but the biggest practical difference is that Swyftx is built specifically for Australian investors — it offers a built-in tax statement and CGT calculator, while Crypto.com is a global exchange with a broader ecosystem but no local tax reporting. Swyftx also supports SMSF and trust accounts, which Crypto.com doesn't.
- ›You want access to a global crypto ecosystem with a Visa card, DeFi wallet, and NFT marketplace beyond just trading
- ›You prefer a desktop web platform alongside the mobile app
- ›You want 24/7 live chat support and phone support (for cardholders)
- ›You value a longer track record — Crypto.com was founded in 2016, two years before Swyftx
- ›You want a built-in Australian tax statement and CGT calculator at no extra cost
- ›You need SMSF or trust account support for your crypto investing structure
- ›You want to try before you commit — Swyftx offers a demo account with virtual funds
- ›You prefer an Australian-owned and operated platform with local support and callback options
Where they differ
| Fact | Crypto.com | Swyftx |
|---|---|---|
| Australian tax statement | Not provided | Included |
| CGT calculator / report | Not provided | Included |
| Account types | Individual & company only | Individual, company, trust & SMSF |
| Demo account | Not available | Available |
| Desktop platform | Available | Not available (mobile & web only) |
Choose Crypto.com for its global ecosystem and desktop platform; choose Swyftx for Australian tax reporting, SMSF support, and local ownership.
Common questions
How do Crypto.com and Swyftx compare on australian tax statement?
Crypto.com: Not provided. Swyftx: Included. Swyftx generates a tax report natively; Crypto.com requires third-party tools.
How do Crypto.com and Swyftx compare on cgt calculator / report?
Crypto.com: Not provided. Swyftx: Included. Swyftx helps calculate capital gains tax automatically.
How do Crypto.com and Swyftx compare on account types?
Crypto.com: Individual & company only. Swyftx: Individual, company, trust & SMSF. Swyftx supports more Australian entity types for serious investors.
When is Crypto.com the better choice over Swyftx?
Pick Crypto.com if you want access to a global crypto ecosystem with a Visa card, DeFi wallet, and NFT marketplace beyond just trading; you prefer a desktop web platform alongside the mobile app; you want 24/7 live chat support and phone support (for cardholders); or you value a longer track record — Crypto.com was founded in 2016, two years before Swyftx.
When is Swyftx the better choice over Crypto.com?
Pick Swyftx if you want a built-in Australian tax statement and CGT calculator at no extra cost; you need SMSF or trust account support for your crypto investing structure; you want to try before you commit — Swyftx offers a demo account with virtual funds; or you prefer an Australian-owned and operated platform with local support and callback options.
Crypto.com or Swyftx — what's the verdict?
Choose Crypto.com for its global ecosystem and desktop platform; choose Swyftx for Australian tax reporting, SMSF support, and local ownership.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Crypto.com | Swyftx |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | — | Yes |
| SMSF account | — | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | No | No |
| US shares supported | No | No |
| US ETFs supported | No | No |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | No |
| Options trading | No | No |
| CFDs supported | No | No |
| Crypto trading | Yes | Yes |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | — | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | Foris DAX AU Pty Ltd | Swyftx Pty Ltd |
| AFSL number | 467,462 | — |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,016 | 2,018 |
| Parent / ownership | Foris DAX MT (Malta) Limited (ultimate parent of the Foris DAX / Crypto.com group); Australian entities Foris DAX AU Pty Ltd and Foris GFS Australia Pty Ltd | Swyftx Pty Ltd (independent, Australian-owned; co-founders Alex Harper and Angus Goldman remain principal stakeholders) |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $0 | $0 |
| Minimum subsequent purchase | $1 | $1 |
| Deposit methods | PayID, Bank transfer (NPP), Debit card, Credit card, Apple Pay, Google Pay, Crypto deposit | PayID, OSKO, Bank transfer, Credit/Debit card (Banxa), Credit/Debit card (Stripe), Apple Pay, Google Pay |
| Withdrawal time | Typically near-instant via PayID/NPP; up to 1-2 business days for standard bank transfer | Within minutes via Osko; up to 2 business days for standard bank transfer |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | No |
| Demo account | No | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | Yes | Yes |
| 2FA support | authenticator | authenticator |
| Customer support channels | Live chat (24/7 in-app & web), Email, Phone (cardholders only), Help centre, Social media | Live chat (in-app), Email, Callback |
| Support hours (AU time) | 24/7 | 24/7 |
| Education content | video + courses | structured courses |
| tax and reporting | ||
| Australian tax statement | No | Yes |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |