Crypto Exchange comparison

Digital Surge vs Kraken

Digital Surge is an Australian-owned, smaller crypto exchange that bounced back from a 2022 FTX-related collapse with a focus on local support and joint accounts. Kraken is a global heavyweight with a broader asset range, 24/7 phone support, and deeper trading tools. The biggest practical difference? Kraken offers vastly more coins and advanced order types, while Digital Surge keeps it simple with a local-first approach.

Choose
Digital Surge
if…
  • You want a joint account — Kraken doesn't offer them at all
  • You value Australian-based customer support and want to keep your money with a locally owned company
  • You need a straightforward CGT report or Sharesight integration for tax time
  • You want zero withdrawal fees on AUD and free conditional orders
Full breakdown of Digital Surge
Choose
Kraken
if…
  • You want access to hundreds of cryptocurrencies, not just the top 30 or so
  • You need 24/7 phone support — Kraken has it, Digital Surge doesn't
  • You prefer a desktop trading platform with advanced charting and order types
  • You want to deposit with a credit/debit card, Apple Pay, or Google Pay
  • You're after in-depth educational content like video courses, not just basic articles
Full breakdown of Kraken

Where they differ

FactDigital SurgeKraken
Crypto selection~30 coins200+ coins
Joint accountsSupportedNot supported
Phone supportNot available24/7 phone support
Desktop platformNot availableFull desktop platform
Deposit methodsPayID, Bank Transfer, OSKOPayID, OSKO, debit/credit card, Apple Pay, Google Pay
Verdict

Choose Digital Surge for local ownership and joint accounts; choose Kraken for global scale, more coins, and 24/7 support.

All data points side-by-side

Every verified fact for both platforms. Differences are highlighted.

FieldDigital SurgeKraken
account structure
CHESS sponsorship modelcustodian
Individual accountYesYes
Joint accountYesNo
Company accountYesYes
Trust accountYesYes
SMSF accountYesYes
Kids / minor accountNo
asset coverage
ASX shares supportedNo
ASX ETFs supportedNo
US shares supportedNo
US ETFs supportedNo
Fractional shares (ASX)No
Fractional shares (US)No
Options tradingNo
CFDs supportedNo
Crypto tradingYesYes
Managed fundsNo
Bonds supportedNo
IPO accessNoNo
costs hidden
Market data fees$0/month
Conditional order fees$0$0
costs visible
Monthly platform fee$0/month
Annual platform fee$0/year
Inactivity fee$0
Withdrawal fee (AUD)$0$0
identity and trust
Legal entity nameDigital Surge Pty LtdBit Trade Pty Ltd (trading as Kraken)
AFSL number545,124
AUSTRAC registrationYesYes
Year founded2,0172,011
Parent / ownershipDigital Surge Pty Ltd (privately held, Australian-owned; co-founded by Dan Rutter (CEO) and Josh Lehman). Following the 2022 FTX exposure event, an associated company 'Digico' provided a A$1.25M loan as part of the Deed of Company Arrangement that allowed the business to resume operations.Payward, Inc. (Bit Trade Pty Ltd acquired by Kraken in 2020)
Country of incorporationAUAU
Public company statusprivateprivate
money movement
Minimum initial deposit$5
Minimum subsequent purchase$5
Deposit methodsPayID, Bank Transfer, OSKOPayID, Osko bank transfer, Debit card (mobile app), Credit card (mobile app), Apple Pay, Google Pay
Withdrawal time1 business day (typically same-day for PayID; up to 1-2 business days for standard bank transfer)AUD withdrawals via Osko bank transfer typically same business day (PayID withdrawals not yet supported)
platform ux
iOS appYesYes
Android appYesYes
Desktop platformNoYes
Demo accountNoNo
Free real-time market dataYesYes
Free research reportsNoNo
2FA supportauthenticator appauthenticator
Customer support channelslive chat, email24/7 live chat, email, support portal, phone (24/7)
Support hours (AU time)Live chat available 365 days a year (Australian-based support team); specific hours not published24/7 (live chat and phone)
Education contentbasic articlesvideo + courses
tax and reporting
Australian tax statementYesYes
CGT calculator / reportYesNo
Sharesight / Navexa integrationYesYes
trading mechanics
Market ordersYesYes
Limit ordersYesYes
Stop loss ordersYesYes
Conditional ordersYesYes
Auto-invest / DCAYesYes
Auto-invest sophisticationmultiplesingle asset
After-hours / overnight tradingYesYes

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