QuietGrowth vs Stockspot
Both are ASX-listed-ETF managed portfolios with no brokerage, but the entry bar is the real split. QuietGrowth wants $3,000 to start and $2,000 per top-up; Stockspot starts at $1,000 and $500, and charges a $1/month platform fee QuietGrowth doesn't. QuietGrowth also holds your ETFs under an individual HIN.
- ›Want your ETFs held under your own individual HIN rather than a custodian pool
- ›Have $3,000 or more ready to invest and prefer a higher minimum to keep costs pooled
- ›Want to avoid any flat monthly platform fee entirely
- ›Prefer reaching support by chat as well as email and phone
- ›Are happy with a single rebalancing-level auto-invest engine and no dividend reinvestment
- ›Want to start with as little as $1,000 and add from $500
- ›Want automatic dividend reinvestment handled inside the management fee
- ›Want a kids/minor account alongside your own
- ›Want to fund by BPAY or recurring direct debit, not just bank transfer
- ›Want weighted-rebalancing auto-invest and structured education content
Where they differ
| Fact | QuietGrowth | Stockspot |
|---|---|---|
| Minimum initial deposit | 3000 AUD | 1000 AUD |
| Minimum subsequent purchase | 2000 AUD | 500 AUD |
| Monthly platform fee | 0 AUD/month | 1 AUD/month |
| DRP (dividend reinvestment) | false | true |
| Kids / minor account | false | true |
Stockspot suits smaller, flexible, hands-off investors; QuietGrowth suits those with $3,000+ who want their own HIN.
Common questions
How do QuietGrowth and Stockspot compare on minimum initial deposit?
QuietGrowth: 3000 AUD. Stockspot: 1000 AUD. Stockspot lets you start with a third of the capital.
How do QuietGrowth and Stockspot compare on minimum subsequent purchase?
QuietGrowth: 2000 AUD. Stockspot: 500 AUD. Top-ups are far more flexible at Stockspot.
How do QuietGrowth and Stockspot compare on monthly platform fee?
QuietGrowth: 0 AUD/month. Stockspot: 1 AUD/month. QuietGrowth has no flat platform fee; Stockspot charges $12/year.
When is QuietGrowth the better choice over Stockspot?
Pick QuietGrowth if want your ETFs held under your own individual HIN rather than a custodian pool; have $3,000 or more ready to invest and prefer a higher minimum to keep costs pooled; want to avoid any flat monthly platform fee entirely; or prefer reaching support by chat as well as email and phone.
When is Stockspot the better choice over QuietGrowth?
Pick Stockspot if want to start with as little as $1,000 and add from $500; want automatic dividend reinvestment handled inside the management fee; want a kids/minor account alongside your own; or want to fund by BPAY or recurring direct debit, not just bank transfer.
QuietGrowth or Stockspot — what's the verdict?
Stockspot suits smaller, flexible, hands-off investors; QuietGrowth suits those with $3,000+ who want their own HIN.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | QuietGrowth | Stockspot |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | chess | chess |
| Individual HIN | Yes | — |
| Individual account | Yes | Yes |
| Joint account | Yes | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | Yes |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | Yes | Yes |
| US shares supported | No | No |
| US ETFs supported | No | No |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | — |
| Options trading | No | No |
| CFDs supported | No | No |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| Holds USD account | No | No |
| Market data fees | $0/month | $0/month |
| Corporate action fees | — | Corporate actions (DRP, dividends, distributions) are handled automatically and included in the management fee. No separate corporate action fees disclosed. |
| costs visible | ||
| ASX brokerage minimum | — | $0 |
| ASX free trade conditions | No brokerage/trading fees are payable on any ETF transactions executed by QuietGrowth on behalf of the client; all dealing costs are absorbed into the annual management fee structure. | No brokerage charged at all - all trades (rebalancing, buys, sells) included in the all-inclusive monthly management fee. |
| Monthly platform fee | $0/month | $1/month |
| Annual platform fee | $0/year | $12/year |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | QuietGrowth Pty Ltd (ACN 602 754 692) | Stockspot Pty Ltd |
| AFSL number | 505,929 | 536,082 |
| Year founded | 2,014 | 2,014 |
| Parent / ownership | Independently / privately owned (founders Dilip Sankarreddy and Krupakar Chinnasani); operates as Corporate Authorised Representative of Amplus Global Pty Ltd (AFSL 505929) | Independent / privately held (founder Chris Brycki; shares common major shareholder with Global X Australia) |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $3,000 | $1,000 |
| Minimum subsequent purchase | $2,000 | $500 |
| Deposit methods | bank_transfer_eft | Bank transfer (EFT), BPAY, Direct debit (recurring) |
| Settlement period | T+2 (ASX standard) | T+2 (ASX standard) |
| Withdrawal time | — | Typically 2-5 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | No |
| Demo account | No | No |
| Free real-time market data | No | — |
| Free research reports | No | No |
| 2FA support | authenticator-app | authenticator-app |
| Customer support channels | email, phone, chat | phone, email |
| Support hours (AU time) | — | Monday-Friday 9am-5pm AEST |
| Education content | basic_articles | structured-articles |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| Distribution component breakdown | Yes | Yes |
| CGT calculator / report | Yes | Yes |
| Sharesight / Navexa integration | — | No |
| trading mechanics | ||
| Limit orders | — | No |
| Stop loss orders | — | No |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | rebalancing | weighted-rebalancing |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | No | No |