Superhero vs Totality Wealth
The biggest practical difference between Superhero and Totality Wealth is custody structure. Superhero is a custodian model — you don't get a HIN and your shares are held in the platform's name. Totality Wealth offers CHESS sponsorship with your own HIN, meaning you're the legal owner of ASX-listed shares. That distinction ripples through everything from fees to features.
- ›You want the lowest possible ASX brokerage — $2 flat up to $20,000, then 0.01% above that
- ›You want to buy fractional US shares (Superhero supports them; Totality doesn't)
- ›You want a simple, no-frills setup with no platform fees, no inactivity fees, and no withdrawal fees
- ›You want to set up an auto-invest / DCA plan — Superhero has it, Totality doesn't
- ›You want a kids / minor account — Superhero offers one, Totality doesn't
- ›You want CHESS sponsorship and your own HIN so you're the legal owner of your ASX shares
- ›You want access to 18 global markets beyond just ASX and US — including Hong Kong, Japan, UK, and Europe
- ›You want to trade options, CFDs, or bonds — Totality supports all three; Superhero doesn't
- ›You want a demo account to practice before committing real money
- ›You want phone support and app-based 2FA, plus extensive educational content
Where they differ
| Fact | Superhero | Totality Wealth |
|---|---|---|
| CHESS sponsorship | Custodian model (no HIN) | Mixed model — individual HIN available for ASX |
| ASX brokerage | $2 min / 0.01% above $20,000 | $3 min / 0.08% above $3,750 |
| US fractional shares | Yes | No |
| Global markets | ASX and US only | 18 markets including HK, JP, UK, Europe |
| Auto-invest / DCA | Yes (multiple levels) | No |
Choose Superhero for low-cost, simple investing with DCA and fractional US shares; choose Totality for CHESS ownership, global markets, and advanced instruments.
Common questions
How do Superhero and Totality Wealth compare on chess sponsorship?
Superhero: Custodian model (no HIN). Totality Wealth: Mixed model — individual HIN available for ASX. Totality gives you direct legal ownership of ASX shares; Superhero holds them on your behalf.
How do Superhero and Totality Wealth compare on asx brokerage?
Superhero: $2 min / 0.01% above $20,000. Totality Wealth: $3 min / 0.08% above $3,750. Superhero is cheaper for most ASX trades, especially larger ones.
How do Superhero and Totality Wealth compare on us fractional shares?
Superhero: Yes. Totality Wealth: No. Superhero lets you buy partial US shares; Totality requires whole shares.
When is Superhero the better choice over Totality Wealth?
Pick Superhero if you want the lowest possible ASX brokerage — $2 flat up to $20,000, then 0.01% above that; you want to buy fractional US shares (Superhero supports them; Totality doesn't); you want a simple, no-frills setup with no platform fees, no inactivity fees, and no withdrawal fees; or you want to set up an auto-invest / DCA plan — Superhero has it, Totality doesn't.
When is Totality Wealth the better choice over Superhero?
Pick Totality Wealth if you want CHESS sponsorship and your own HIN so you're the legal owner of your ASX shares; you want access to 18 global markets beyond just ASX and US — including Hong Kong, Japan, UK, and Europe; you want to trade options, CFDs, or bonds — Totality supports all three; Superhero doesn't; or you want a demo account to practice before committing real money.
Superhero or Totality Wealth — what's the verdict?
Choose Superhero for low-cost, simple investing with DCA and fractional US shares; choose Totality for CHESS ownership, global markets, and advanced instruments.
Punch in your trade size and frequency. We'll do the full brokerage + FX + fees maths.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Superhero | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | custodian | mixed |
| Individual HIN | No | Yes |
| Individual account | Yes | Yes |
| Joint account | No | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | Yes | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI | |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | No | Yes |
| CFDs supported | No | Yes |
| Managed funds | No | No |
| Bonds supported | No | Yes |
| IPO access | — | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.5% | 0.45% |
| FX spread (other currencies) | — | 0.45% |
| Holds USD account | No | Yes |
| FX currency switch trick | — | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | — | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $2 | $3 |
| ASX brokerage percentage | 0.01% | 0.08% |
| ASX brokerage threshold | $20,000 | $3,750 |
| US brokerage minimum | US$2 | US$1 |
| US brokerage percentage | 0.01% | 0.08% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $50 |
| identity and trust | ||
| Legal entity name | Superhero Securities Limited | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 430,150 | 280,372 |
| Year founded | 2,020 | 2,012 |
| Parent / ownership | Independent (founder-controlled). Previously merged into Swyftx in 2022; demerger completed December 2022 returning ownership to co-founders John Winters and Wayne Baskin. | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $100 | $0 |
| Minimum subsequent purchase | $100 | $0 |
| Deposit methods | PayID, BPAY, bank transfer | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | T+2 for ASX, T+1 for US | T+2 ASX, T+1 US |
| Withdrawal time | 1-3 business days | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | Yes |
| Demo account | No | Yes |
| Free real-time market data | Yes | No |
| Free research reports | No | Yes |
| 2FA support | SMS | app |
| Customer support channels | email, in-app chat | phone, email, live_chat |
| Support hours (AU time) | Monday-Friday 9:00am-5:00pm AEST | Mon-Fri 08:30-17:30 Sydney time |
| Education content | basic | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | — | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | — | Yes |
| Auto-invest / DCA | Yes | No |
| Auto-invest sophistication | multiple | none |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | No | No |