Tiger Brokers vs Totality Wealth
The biggest difference here is structure: Tiger Brokers is a CHESS-sponsored broker giving you your own HIN, while Totality Wealth uses a mixed model where some holdings sit in custody. That makes Tiger the safer bet for ASX investors who want direct share ownership. Totality counters with a much wider global market access — 17 countries versus Tiger's three.
- ›You want CHESS sponsorship and your own HIN for ASX-listed shares
- ›You trade US stocks regularly — Tiger charges 0.01% (min $2 USD) vs Totality's 0.08% (min $1 USD)
- ›You want zero brokerage on up to 4 ASX/US trades per month as a new client
- ›You need fractional US shares, auto-invest/DCA features, or after-hours trading
- ›You want a lower minimum deposit ($500 vs $0) and prefer PayID/PayTo deposits
- ›You want access to 17 global markets including the UK, Japan, Germany, Hong Kong and Scandinavia
- ›You need bond trading — Totality supports bonds; Tiger does not
- ›You want to deposit via BPAY, credit card, debit card, PayPal or Wise
- ›You prefer a platform with extensive educational content and free research reports
- ›You don't mind a custodian model for some holdings and want zero minimum deposit to start
Where they differ
| Fact | Tiger Brokers | Totality Wealth |
|---|---|---|
| CHESS sponsorship | Yes — full CHESS with individual HIN | Mixed model (CHESS + custodian) |
| US brokerage cost | 0.01% (min $2 USD) | 0.08% (min $1 USD) |
| Global market access | Australia, US, Hong Kong, China A-shares | 17 markets incl. UK, Japan, Germany, France, Canada, Singapore |
| Auto-invest / DCA | Yes — single asset level | No |
| Free real-time market data | Yes | No |
Pick Tiger for low-cost CHESS-sponsored trading and US shares; pick Totality for global market access and research tools.
Common questions
How do Tiger Brokers and Totality Wealth compare on chess sponsorship?
Tiger Brokers: Yes — full CHESS with individual HIN. Totality Wealth: Mixed model (CHESS + custodian). Tiger gives direct ownership of ASX shares; Totality may hold some in custody.
How do Tiger Brokers and Totality Wealth compare on us brokerage cost?
Tiger Brokers: 0.01% (min $2 USD). Totality Wealth: 0.08% (min $1 USD). Tiger is significantly cheaper on larger US trades.
How do Tiger Brokers and Totality Wealth compare on global market access?
Tiger Brokers: Australia, US, Hong Kong, China A-shares. Totality Wealth: 17 markets incl. UK, Japan, Germany, France, Canada, Singapore. Totality offers far broader international reach.
When is Tiger Brokers the better choice over Totality Wealth?
Pick Tiger Brokers if you want CHESS sponsorship and your own HIN for ASX-listed shares; you trade US stocks regularly — Tiger charges 0.01% (min $2 USD) vs Totality's 0.08% (min $1 USD); you want zero brokerage on up to 4 ASX/US trades per month as a new client; or you need fractional US shares, auto-invest/DCA features, or after-hours trading.
When is Totality Wealth the better choice over Tiger Brokers?
Pick Totality Wealth if you want access to 17 global markets including the UK, Japan, Germany, Hong Kong and Scandinavia; you need bond trading — Totality supports bonds; Tiger does not; you want to deposit via BPAY, credit card, debit card, PayPal or Wise; or you prefer a platform with extensive educational content and free research reports.
Tiger Brokers or Totality Wealth — what's the verdict?
Pick Tiger for low-cost CHESS-sponsored trading and US shares; pick Totality for global market access and research tools.
Punch in your trade size and frequency. We'll do the full brokerage + FX + fees maths.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Tiger Brokers | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | chess | mixed |
| Individual HIN | Yes | Yes |
| Individual account | Yes | Yes |
| Joint account | Yes | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | Hong Kong, China A-shares | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | Yes | Yes |
| CFDs supported | No | Yes |
| Managed funds | No | No |
| Bonds supported | No | Yes |
| IPO access | Yes | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.55% | 0.45% |
| FX spread (other currencies) | — | 0.45% |
| Holds USD account | Yes | Yes |
| FX currency switch trick | No | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | — | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $3 | $3 |
| ASX brokerage percentage | 0.03% | 0.08% |
| ASX brokerage threshold | $10,000 | $3,750 |
| ASX free trade conditions | New clients receive zero-brokerage on up to 4 trades per month on ASX/US stocks, ETFs or options (minimum brokerage waived; third-party fees still apply). | — |
| US brokerage minimum | US$2 | US$1 |
| US brokerage percentage | 0.01% | 0.08% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | $50 | $50 |
| identity and trust | ||
| Legal entity name | Tiger Brokers (AU) Pty Limited | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 300,767 | 280,372 |
| Year founded | 2,020 | 2,012 |
| Parent / ownership | UP Fintech Holding Limited (NASDAQ: TIGR) | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | public | private |
| money movement | ||
| Minimum initial deposit | $500 | $0 |
| Minimum subsequent purchase | $0 | $0 |
| Deposit methods | PayID, PayTo, Bank transfer (direct credit) | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | T+2 (ASX), T+1 (US) | T+2 ASX, T+1 US |
| Withdrawal time | 1-2 business days (Tiger review) plus bank processing; can arrive same day | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | Yes |
| Demo account | Yes | Yes |
| Free real-time market data | Yes | No |
| Free research reports | — | Yes |
| 2FA support | authenticator app | app |
| Customer support channels | phone, email, live chat, in-app | phone, email, live_chat |
| Support hours (AU time) | Phone: 9am-5pm weekdays (AET). Live chat: 9am-8:30pm weekdays. Email: ongoing. | Mon-Fri 08:30-17:30 Sydney time |
| Education content | structured courses | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | — | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | No |
| Auto-invest sophistication | single asset | none |
| DRP (dividend reinvestment) | Yes | Yes |
| After-hours / overnight trading | Yes | No |