Share Trading comparison
Tiger Brokers vs Totality Wealth
The biggest difference here is structure: Tiger Brokers is a CHESS-sponsored broker giving you your own HIN, while Totality Wealth uses a mixed model where some holdings sit in custody. That makes Tiger the safer bet for ASX investors who want direct share ownership. Totality counters with a much wider global market access — 17 countries versus Tiger's three.
Choose
Tiger Brokers
if…
- ›You want CHESS sponsorship and your own HIN for ASX-listed shares
- ›You trade US stocks regularly — Tiger charges 0.01% (min $2 USD) vs Totality's 0.08% (min $1 USD)
- ›You want zero brokerage on up to 4 ASX/US trades per month as a new client
- ›You need fractional US shares, auto-invest/DCA features, or after-hours trading
- ›You want a lower minimum deposit ($500 vs $0) and prefer PayID/PayTo deposits
Choose
Totality Wealth
if…
- ›You want access to 17 global markets including the UK, Japan, Germany, Hong Kong and Scandinavia
- ›You need bond trading — Totality supports bonds; Tiger does not
- ›You want to deposit via BPAY, credit card, debit card, PayPal or Wise
- ›You prefer a platform with extensive educational content and free research reports
- ›You don't mind a custodian model for some holdings and want zero minimum deposit to start
Where they differ
| Fact | Tiger Brokers | Totality Wealth |
|---|---|---|
| CHESS sponsorship | Yes — full CHESS with individual HIN | Mixed model (CHESS + custodian) |
| US brokerage cost | 0.01% (min $2 USD) | 0.08% (min $1 USD) |
| Global market access | Australia, US, Hong Kong, China A-shares | 17 markets incl. UK, Japan, Germany, France, Canada, Singapore |
| Auto-invest / DCA | Yes — single asset level | No |
| Free real-time market data | Yes | No |
Verdict
Pick Tiger for low-cost CHESS-sponsored trading and US shares; pick Totality for global market access and research tools.
Cost calculator
What would Tiger Brokers vs Totality Wealth actually cost you?
Punch in your trade size and frequency. We'll do the full brokerage + FX + fees maths.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Tiger Brokers | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | chess | mixed |
| Individual HIN | Yes | Yes |
| Individual account | Yes | Yes |
| Joint account | Yes | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | Hong Kong, China A-shares | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | Yes | Yes |
| CFDs supported | No | Yes |
| Managed funds | No | No |
| Bonds supported | No | Yes |
| IPO access | Yes | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.55% | 0.45% |
| FX spread (other currencies) | — | 0.45% |
| Holds USD account | Yes | Yes |
| FX currency switch trick | No | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | — | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $3 | $3 |
| ASX brokerage percentage | 0.03% | 0.08% |
| ASX brokerage threshold | $10,000 | $3,750 |
| ASX free trade conditions | New clients receive zero-brokerage on up to 4 trades per month on ASX/US stocks, ETFs or options (minimum brokerage waived; third-party fees still apply). | — |
| US brokerage minimum | US$2 | US$1 |
| US brokerage percentage | 0.01% | 0.08% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | $50 | $50 |
| identity and trust | ||
| Legal entity name | Tiger Brokers (AU) Pty Limited | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 300,767 | 280,372 |
| Year founded | 2,020 | 2,012 |
| Parent / ownership | UP Fintech Holding Limited (NASDAQ: TIGR) | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | public | private |
| money movement | ||
| Minimum initial deposit | $500 | $0 |
| Minimum subsequent purchase | $0 | $0 |
| Deposit methods | PayID, PayTo, Bank transfer (direct credit) | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | T+2 (ASX), T+1 (US) | T+2 ASX, T+1 US |
| Withdrawal time | 1-2 business days (Tiger review) plus bank processing; can arrive same day | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | Yes | Yes |
| Demo account | Yes | Yes |
| Free real-time market data | Yes | No |
| Free research reports | — | Yes |
| 2FA support | authenticator app | app |
| Customer support channels | phone, email, live chat, in-app | phone, email, live_chat |
| Support hours (AU time) | Phone: 9am-5pm weekdays (AET). Live chat: 9am-8:30pm weekdays. Email: ongoing. | Mon-Fri 08:30-17:30 Sydney time |
| Education content | structured courses | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | — | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | No |
| Auto-invest sophistication | single asset | none |
| DRP (dividend reinvestment) | Yes | Yes |
| After-hours / overnight trading | Yes | No |