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Super Fund · 3 platforms tracked

Compare Australian super funds & robo-advice platforms

Superannuation isn't just about picking a default fund from your employer. A growing number of Australians are using investment platforms that offer super accounts alongside regular investing, giving them more control over their retirement savings. These platforms typically use managed ETF portfolios, robo-advice, or micro-investing features to help you grow your super balance without needing to pick individual stocks. They suit people who want a hands-off approach but prefer a modern app-based experience over a traditional industry or retail super fund. The two things that matter most are fees (platform and management costs eat into long-term returns) and whether the platform offers CHESS sponsorship or uses a custodian model. We track 3 platforms in this category.

By Investmatch Research Team · Last updated 15 May 2026

What to look for

  • ›CHESS sponsorship vs custodian: determines if your assets are held in your own name or the platform's
  • ›Monthly platform fee: a flat dollar fee that can eat returns on smaller balances
  • ›Auto-invest and DCA: lets you set and forget regular contributions into your super
  • ›Kids and minor accounts: useful if you want to start building a child's super early
  • ›DRP availability: reinvesting dividends automatically compounds your super growth
  • ›US shares access: some platforms let your super invest in US stocks, others don't

Super Fund platforms in Australia

3 tracked. Click any platform for the full data breakdown including fees, account types, and source citations.

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Frequently asked questions

Can I use these platforms as my main super fund?
Yes, some platforms allow you to roll over your existing super balance and make ongoing contributions. However, they may not offer all features of a traditional super fund, such as insurance, death benefits, or pension phase accounts. Check what's included before switching.
What does CHESS sponsorship mean for super accounts?
CHESS sponsorship means your shares are held under your own HIN on the ASX register, giving you direct ownership. In a custodian model, the platform holds the shares on your behalf. For super, both models are common, but CHESS gives you more control and portability if you switch providers.
Are these platforms regulated by ASIC for super?
Yes, any platform offering super accounts in Australia must hold an AFSL and be a registrable superannuation entity (RSE) or operate under one. Always check the platform's AFSL number and superannuation licence before depositing funds.
What fees should I watch out for with a super investment platform?
Look for monthly platform fees, management expense ratios (MERs) on the underlying ETFs, and any contribution or withdrawal fees. A flat monthly fee can be good value for larger balances but expensive for small ones. Compare total annual costs as a percentage of your balance.
Can I invest in US shares inside my super account?
Some platforms allow your super to invest in US shares or US-listed ETFs. Others are limited to ASX-traded products only. If international exposure matters to you, check whether the platform supports US shares and what currency conversion fees apply.
What is the minimum balance needed to open a super account on these platforms?
Minimums vary. Some platforms like Raiz have no minimum starting balance, making them accessible for small regular contributions. Others may require an initial deposit of $1,000 or more. Check each platform's terms before signing up.
Can I set up automatic contributions to my super on these platforms?
Most platforms in this category support auto-invest or dollar-cost averaging, letting you schedule regular deposits from your bank account. This is a useful feature for building super consistently without manual transfers each time.

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