Robo Advisor comparison

QuietGrowth vs Spaceship Voyager

The biggest practical difference is what you're actually buying. QuietGrowth builds you a diversified ASX ETF portfolio with an individual HIN and a $3,000 starting minimum, while Spaceship Voyager is a managed-fund product you can start with $0 that also gives you direct US shares and ETFs. QuietGrowth charges no platform fee; Voyager charges $3 a month.

By Investmatch Research Team · Last updated 12 September 2026
Choose
QuietGrowth
if…
  • ›You want a diversified ASX ETF portfolio managed for you, with no brokerage on any ETF trade
  • ›You want an individual HIN under a CHESS sponsorship model rather than pooled custodian holdings
  • ›You need joint, company, trust or SMSF account structures
  • ›You want to avoid a recurring platform fee entirely
  • ›You're investing a meaningful lump sum and can meet the $3,000 initial and $2,000 top-up minimums
See full QuietGrowth breakdown
Choose
Spaceship Voyager
if…
  • ›You want to start investing with $0 and no minimum top-ups
  • ›You want direct exposure to US shares and US ETFs, including fractional shares
  • ›You prefer funding by direct debit or PayTo rather than bank transfer
  • ›You want to reach support by live chat or in-app chat during business hours
  • ›You're happy with a managed-fund structure and don't need trust, company or SMSF accounts
See full Spaceship Voyager breakdown

Where they differ

FactQuietGrowthSpaceship Voyager
Minimum initial deposit3000 AUD0 AUD
Annual platform fee0 AUD/year36 AUD/year
ASX ETFs supportedtruefalse
US shares supportedfalsetrue
Account typesIndividual, joint, company, trust, SMSFIndividual only
Verdict

QuietGrowth for larger, structured ASX ETF portfolios; Spaceship Voyager for small, flexible US-focused investing.

Common questions

How do QuietGrowth and Spaceship Voyager compare on minimum initial deposit?

QuietGrowth: 3000 AUD. Spaceship Voyager: 0 AUD. Voyager is accessible to first-time investors; QuietGrowth suits larger starting balances.

How do QuietGrowth and Spaceship Voyager compare on annual platform fee?

QuietGrowth: 0 AUD/year. Spaceship Voyager: 36 AUD/year. QuietGrowth absorbs dealing costs into its management fee instead of a flat platform charge.

How do QuietGrowth and Spaceship Voyager compare on asx etfs supported?

QuietGrowth: true. Spaceship Voyager: false. QuietGrowth invests in ASX ETFs; Voyager does not offer ASX-listed ETFs at all.

When is QuietGrowth the better choice over Spaceship Voyager?

Pick QuietGrowth if you want a diversified ASX ETF portfolio managed for you, with no brokerage on any ETF trade; you want an individual HIN under a CHESS sponsorship model rather than pooled custodian holdings; you need joint, company, trust or SMSF account structures; or you want to avoid a recurring platform fee entirely.

When is Spaceship Voyager the better choice over QuietGrowth?

Pick Spaceship Voyager if you want to start investing with $0 and no minimum top-ups; you want direct exposure to US shares and US ETFs, including fractional shares; you prefer funding by direct debit or PayTo rather than bank transfer; or you want to reach support by live chat or in-app chat during business hours.

QuietGrowth or Spaceship Voyager — what's the verdict?

QuietGrowth for larger, structured ASX ETF portfolios; Spaceship Voyager for small, flexible US-focused investing.

All data points side-by-side

Every verified fact for both platforms. Differences are highlighted.

FieldQuietGrowthSpaceship Voyager
account structure
CHESS sponsorship modelchesscustodian
Individual HINYes—
Individual accountYesYes
Joint accountYesNo
Company accountYesNo
Trust accountYesNo
SMSF accountYesNo
Kids / minor accountNoNo
asset coverage
ASX shares supportedNoNo
ASX ETFs supportedYesNo
US shares supportedNoYes
US ETFs supportedNoYes
Other markets supported
Fractional shares (ASX)NoNo
Fractional shares (US)NoYes
Options tradingNoNo
CFDs supportedNoNo
Managed fundsNoYes
Bonds supportedNoNo
IPO accessNoNo
costs hidden
FX spread (AUD/USD)—0.7%
Holds USD accountNoNo
FX currency switch trick—No
Market data fees$0/month$0/month
Conditional order fees—$0
Phone trade surcharge—$0
Corporate action fees—Voyager: managed fund structure means corporate actions are handled inside the fund — no investor-level corporate action fees. US Investing: voting and mandatory corporate actions including dividends are free; Voluntary Corporate Actions (VCA) fee of US$100 per action processed.
costs visible
ASX brokerage minimum—$0
ASX brokerage percentage—0%
ASX free trade conditionsNo brokerage/trading fees are payable on any ETF transactions executed by QuietGrowth on behalf of the client; all dealing costs are absorbed into the annual management fee structure.No brokerage applies to Voyager portfolios; investments are made via unit-trust managed funds with no transactional fees, regardless of order size.
US brokerage minimum—US$0
US brokerage percentage—0%
Monthly platform fee$0/month$3/month
Annual platform fee$0/year$36/year
Inactivity fee—$0
Withdrawal fee (AUD)$0$0
Off-market transfer fee—$0
identity and trust
Legal entity nameQuietGrowth Pty Ltd (ACN 602 754 692)Spaceship Capital Limited
AFSL number505,929501,605
Year founded2,0142,017
Parent / ownershipIndependently / privately owned (founders Dilip Sankarreddy and Krupakar Chinnasani); operates as Corporate Authorised Representative of Amplus Global Pty Ltd (AFSL 505929)eToro Group Limited (acquired Spaceship 2024, fully owned subsidiary)
Country of incorporationAUAU
Public company statusprivatepublic
money movement
Minimum initial deposit$3,000$0
Minimum subsequent purchase$2,000$0
Deposit methodsbank_transfer_eftDirect debit, PayTo
Settlement periodT+2 (ASX standard)Voyager: T+1/T+2 unit pricing (managed fund). US Investing: T+1 (US standard).
Withdrawal time—1-2 business days from redemption request to funds in available money balance; additional bank transfer time to external account.
platform ux
iOS appYesYes
Android appYesYes
Desktop platformNoNo
Demo accountNoNo
Free real-time market dataNoNo
Free research reportsNoNo
2FA supportauthenticator-appSMS + PIN
Customer support channelsemail, phone, chatEmail, Phone, Live chat, In-app chat
Support hours (AU time)—Monday to Friday 8:30am - 5:30pm Sydney time (business days only)
Education contentbasic_articlesbasic articles
tax and reporting
Australian tax statementYesYes
Distribution component breakdownYesYes
CGT calculator / reportYesYes
Sharesight / Navexa integration—No
trading mechanics
Market orders—Yes
Stop loss orders—No
Conditional orders—No
Auto-invest / DCAYesYes
Auto-invest sophisticationrebalancingweighted
DRP (dividend reinvestment)NoNo
After-hours / overnight tradingNoNo

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