QuietGrowth vs Spaceship Voyager
QuietGrowth and Spaceship Voyager both offer hands-off investing, but they go about it very differently. QuietGrowth builds you a personalised ASX ETF portfolio with a $3,000 minimum and no monthly fee. Spaceship Voyager runs managed-focus funds (including US shares) with a $3/month fee and no minimum to start — but you don't own individual ETFs or shares directly.
- ›You want a personalised ETF portfolio built around your risk profile, not a pre-set managed fund.
- ›You're happy to start with $3,000 and add at least $2,000 per top-up.
- ›You prefer no ongoing monthly fee — QuietGrowth charges zero platform fees.
- ›You want CHESS-like custody via a custodian model but with direct ETF holdings, not a unit trust.
- ›You need joint, company, trust or SMSF account options — Spaceship only offers individual accounts.
- ›You want to start investing with any amount — Spaceship has zero minimums.
- ›You want exposure to US shares and US ETFs, including fractional shares.
- ›You're fine paying $3/month for a simple managed-fund structure that handles everything automatically.
- ›You prefer a simpler account structure — individual accounts only, no extra entity types to manage.
- ›You want to invest via direct debit or PayTo rather than manual bank transfers.
Where they differ
| Fact | QuietGrowth | Spaceship Voyager |
|---|---|---|
| Minimum initial deposit | $3,000 | $0 |
| Monthly platform fee | $0/month | $3/month |
| Investment structure | Direct ASX ETF holdings (custodian) | Managed-fund unit trusts |
| US shares & ETFs | Not supported | Supported (including fractional shares) |
| Account types | Individual, Joint, Company, Trust, SMSF | Individual only |
Choose QuietGrowth for zero-fee, personalised ETF portfolios with broader account types; pick Spaceship for low-minimum, US-inclusive managed funds.
Common questions
How do QuietGrowth and Spaceship Voyager compare on minimum initial deposit?
QuietGrowth: $3,000. Spaceship Voyager: $0. Spaceship has no barrier to entry; QuietGrowth requires a meaningful starting sum.
How do QuietGrowth and Spaceship Voyager compare on monthly platform fee?
QuietGrowth: $0/month. Spaceship Voyager: $3/month. QuietGrowth is free to hold; Spaceship charges $36/year regardless of balance.
How do QuietGrowth and Spaceship Voyager compare on investment structure?
QuietGrowth: Direct ASX ETF holdings (custodian). Spaceship Voyager: Managed-fund unit trusts. QuietGrowth holds individual ETFs in your name; Spaceship pools money into its own funds.
When is QuietGrowth the better choice over Spaceship Voyager?
Pick QuietGrowth if you want a personalised ETF portfolio built around your risk profile, not a pre-set managed fund; you're happy to start with $3,000 and add at least $2,000 per top-up; you prefer no ongoing monthly fee — QuietGrowth charges zero platform fees; or you want CHESS-like custody via a custodian model but with direct ETF holdings, not a unit trust.
When is Spaceship Voyager the better choice over QuietGrowth?
Pick Spaceship Voyager if you want to start investing with any amount — Spaceship has zero minimums; you want exposure to US shares and US ETFs, including fractional shares; you're fine paying $3/month for a simple managed-fund structure that handles everything automatically; or you prefer a simpler account structure — individual accounts only, no extra entity types to manage.
QuietGrowth or Spaceship Voyager — what's the verdict?
Choose QuietGrowth for zero-fee, personalised ETF portfolios with broader account types; pick Spaceship for low-minimum, US-inclusive managed funds.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | QuietGrowth | Spaceship Voyager |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | custodian | custodian |
| Individual account | Yes | Yes |
| Joint account | Yes | No |
| Company account | Yes | No |
| Trust account | Yes | No |
| SMSF account | Yes | No |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | Yes | No |
| US shares supported | No | Yes |
| US ETFs supported | No | Yes |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | Yes |
| Options trading | No | No |
| CFDs supported | No | No |
| Managed funds | No | Yes |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| FX spread (AUD/USD) | — | 0.7% |
| Holds USD account | No | No |
| FX currency switch trick | — | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | — | $0 |
| Phone trade surcharge | — | $0 |
| Corporate action fees | — | Voyager: managed fund structure means corporate actions are handled inside the fund — no investor-level corporate action fees. US Investing: voting and mandatory corporate actions including dividends are free; Voluntary Corporate Actions (VCA) fee of US$100 per action processed. |
| costs visible | ||
| ASX brokerage minimum | — | $0 |
| ASX brokerage percentage | — | 0% |
| ASX free trade conditions | No brokerage/trading fees are payable on any ETF transactions executed by QuietGrowth on behalf of the client; all dealing costs are absorbed into the annual management fee structure. | No brokerage applies to Voyager portfolios; investments are made via unit-trust managed funds with no transactional fees, regardless of order size. |
| US brokerage minimum | — | US$0 |
| US brokerage percentage | — | 0% |
| Monthly platform fee | $0/month | $3/month |
| Annual platform fee | $0/year | $36/year |
| Inactivity fee | — | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $0 |
| identity and trust | ||
| Legal entity name | QuietGrowth Pty Ltd (ACN 602 754 692) | Spaceship Capital Limited |
| AFSL number | 505,929 | 501,605 |
| Year founded | 2,014 | 2,017 |
| Parent / ownership | Independently / privately owned (founders Dilip Sankarreddy and Krupakar Chinnasani); operates as Corporate Authorised Representative of Amplus Global Pty Ltd (AFSL 505929) | eToro Group Limited (acquired Spaceship 2024, fully owned subsidiary) |
| Country of incorporation | AU | AU |
| Public company status | private | public |
| money movement | ||
| Minimum initial deposit | $3,000 | $0 |
| Minimum subsequent purchase | $2,000 | $0 |
| Deposit methods | bank_transfer_eft | Direct debit, PayTo |
| Settlement period | T+2 (ASX standard) | Voyager: T+1/T+2 unit pricing (managed fund). US Investing: T+1 (US standard). |
| Withdrawal time | — | 1-2 business days from redemption request to funds in available money balance; additional bank transfer time to external account. |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | No |
| Demo account | No | No |
| Free real-time market data | No | No |
| Free research reports | No | No |
| 2FA support | — | SMS + PIN |
| Customer support channels | email, phone, chat | Email, Phone, Live chat, In-app chat |
| Support hours (AU time) | — | Monday to Friday 8:30am - 5:30pm Sydney time (business days only) |
| Education content | basic_articles | basic articles |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| Distribution component breakdown | Yes | Yes |
| CGT calculator / report | Yes | Yes |
| Sharesight / Navexa integration | — | No |
| trading mechanics | ||
| Market orders | — | Yes |
| Stop loss orders | — | No |
| Conditional orders | — | No |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | rebalancing | weighted |
| DRP (dividend reinvestment) | No | No |
| After-hours / overnight trading | No | No |