robo advisor alternatives

Alternatives to Stockspot

Stockspot is Australia's first robo-advisor, known for its CHESS-sponsored managed ETF portfolios and a low $1,000 minimum investment. It suits hands-off investors who want professional portfolio management with the security of direct share ownership. But you might want an alternative if you're after lower fees, direct ASX or US share trading, a smaller starting balance, or a different investment style like micro-investing. We've listed 6 alternatives that each take a distinct approach, so you can compare what fits your situation best.

By Investmatch Research Team · Last updated 18 May 2026
#1 alternative
Vanguard Personal Investor
Custodian-held Vanguard ETFs and ASX shares with zero brokerage, no platform fee, from $200.

Zero brokerage and no platform fee on Vanguard ETFs, with a $200 minimum and SMSF support.

ASX brokerage minimum
$0
ASX ETFs supported
Yes
CHESS sponsorship model
custodian(Stockspot: chess)
#2 alternative
Raiz Invest
Round-up micro-investing into diversified ETF portfolios from any amount.

Round-up spare change into diversified portfolios from any amount, with a lower monthly fee than Stockspot.

ASX ETFs supported
Yes
CHESS sponsorship model
custodian(Stockspot: chess)
Auto-invest / DCA
Yes
#3 alternative
Commsec Pocket
CBA-owned micro-investing with CHESS ownership, auto-invest from $50, ASX trades from $2.

CHESS-sponsored micro-investing from $50 with flat $2 trades, ideal for small regular ASX buys.

ASX brokerage minimum
$2(Stockspot: $0)
ASX ETFs supported
Yes
CHESS sponsorship model
chess
#4 alternative
Spaceship Voyager
Custodian-held US fractional shares from $0 brokerage, $3 monthly fee. Not CHESS-sponsored.

Invest in US fractional shares from $0 brokerage with a flat $3 monthly fee and no minimum.

ASX brokerage minimum
$0
ASX ETFs supported
No(Stockspot: Yes)
CHESS sponsorship model
custodian(Stockspot: chess)
#5 alternative
InvestSMART Robo Advice
CHESS-sponsored robo-advice from $10,000. Managed ETF portfolios with auto-invest and SMSF support.

CHESS-sponsored robo-advice with a higher $10,000 minimum but no ongoing platform fee.

ASX ETFs supported
Yes
CHESS sponsorship model
chess
Auto-invest / DCA
Yes
#6 alternative
Sharesies
Buy fractional ASX and US shares from $1. Kids accounts and auto-invest built in.

Buy fractional ASX and US shares from $1 with kids accounts and auto-invest built in.

ASX brokerage minimum
$0
ASX ETFs supported
Yes
CHESS sponsorship model
custodian(Stockspot: chess)

Common questions

Can I switch from Stockspot to another robo-advisor without selling my investments?

It depends on whether the new provider is CHESS-sponsored or custodian-held. If both use CHESS sponsorship, you may be able to transfer your holdings directly. If moving to a custodian model, you'll likely need to sell and rebuy. Check with the new provider before making changes.

Are there robo-advisors with lower fees than Stockspot?

Yes. Some robo-advisors and investment platforms charge no ongoing platform fee or have lower monthly account fees. Others charge zero brokerage on certain ETFs. Compare the total fee structure including management costs, not just the headline platform fee, to find the best value for your portfolio size.

What alternatives to Stockspot let me invest with less than $1,000?

Several platforms accept smaller starting balances. Micro-investing apps let you start with any amount, while others have minimums as low as $50 or $200. Fractional share platforms also allow you to invest small dollar amounts into individual stocks or ETFs.

Does Stockspot offer direct ASX or US share trading like some alternatives?

No, Stockspot invests in managed ETF portfolios rather than letting you pick individual shares. If you want to buy specific ASX or US stocks yourself, you'll need a broker or a platform that offers direct share trading alongside managed options.